Please read the following terms and conditions (“Terms and Conditions”) carefully before using this website.

ISGAM US LLC is a state-registered investment adviser firm with its principal place of business located in Miami, Florida. ISGAM US and its investment adviser representative, Frank van Lerven, are in compliance with the current registration requirements imposed upon registered investment adviser firms by those states in which we maintain clients. ISGAM US may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

Important information describing ISGAM US’s business operations, services, and fees can be viewed on the SEC’s website at ISGAM US will provide its Form ADV disclosure brochure, which serves as the firm’s disclosure document, to all clients. Copies are also available to interested parties upon request.

For detailed information about ISGAM US’s investment adviser representative, Frank van Lerven, who serves retail clients, you may also visit and view his background information.

This website is published in the United States for residents of the United States and other US nationals.

This website is intended for informational purposes only. Despite our efforts to be accurate, these pages may contain errors and information that is no longer current. The information published on this website is subject to change on a regular basis without notice. This website should not be regarded as a complete analysis of the subjects discussed.

Past performance is not indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by ISGAM US) made reference to directly or indirectly by ISGAM US in its website, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s).

Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including investment strategies detailed on this website by ISGAM US) will be either suitable or profitable for a client's or prospective client's portfolio and may result in a complete loss of principal.

Nothing on this website should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. ISGAM US does not render or offer to render personal investment advice or financial planning advice through our website.

Viewing or utilizing information on this website, or contacting or responding to our office or investment adviser representatives does not create an investment advisory relationship of any kind. An investment advisory relationship can only be established and investment advice can only be provided after the following three events have been completed:

  1. our thorough review with you of all the relevant facts pertaining to a potential engagement;
  2. the execution of a written engagement and fee agreement; and
  3. delivery of the Form ADV disclosure brochure.

ISGAM US may use links to other web sites in an effort to assist users in locating information on topics that might be of interest to them. We cannot attest to the accuracy of information provided by linked sites. Linking to a web site does not constitute an endorsement by ISGAM US of any of its employees of the sponsors of the site or the products presented on the site. Technical problems with outside links, other than a link that has been moved or changed, should be reported to the entity that maintains the site.

Our website is provided to you without charge as a convenience and for your information only. By providing access to our website content, we do not warrant nor represent the following:

  • the content is accurate or complete;
  • the content is up-to-date or current;
  • we have a duty to update any content;
  • the content is free from technical inaccuracies or typographical errors; and
  • your access to our website will be free from interruptions, errors, computer viruses, or other harmful components.

We do not assume any liability for these matters. In other words, you use our website at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this website, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.


ISGAM AG is related company with ISGAM US. Although ISGAM AG is referenced in this website, ISGAM AG does not provide investment advice regarding securities or investment advisory services directly to ISGAM US clients. Likewise, the employees and independent contractors of ISGAM AG (other than Frank van Lerven) are not registered as investment adviser representatives of ISGAM US and therefore not able to provide investment advice regarding securities or investment advisory services through ISGAM US.

The two companies serve different client bases, determined primarily by nationality and then also by where the client resides. ISGAM AG is a foreign based financial and investment-services firm serving clients who are not US nationals and do not reside in the US. ISGAM US was created to service US nationals whether residing in the United States or outside, as well as clients of other nationalities residing in the United States.

ISGAM AG serves as a sub-adviser to ISGAM US whereby they provide us with investment research and analysis. Part of their research and analysis includes providing us with investment recommendations specifically related to investment models and asset allocation principles they have developed. ISGAM US utilizes these models and strategies to assist with the management of our client accounts. This means, for example, ISGAM AG develops and provides us with model investment portfolios and recommendations for when to buy and sell investments. Although they provide us with recommendations, ISGAM AG will never have access to ISGAM US accounts, nor will they receive individual information about our clients.

It is the responsibility of ISGAM US to accept or reject recommendations from ISGAM AG. ISGAM US, and not ISGAM AG, maintains sole authorization on client Accounts to implement and make all trades in client Account.

ISGAM US pays ISAGAM AG a consulting fee for their investment research, analysis and investment recommendations. However, the fact that we utilize the services of ISGAM AG does not result in us increasing the fee we charge for our services. To the extent ISGAM AG increases the consulting fee they charge to us, we will not increase our investment management fees charged to clients.